The Alden, St James Place

The Alden
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Buy this property with FairShare

Sale Agreed

You could buy a 50% share of this property for £79,975 through the FairShare shared ownership scheme. See the FairShare illustration below for typical monthly mortgage and rent costs.

Property details

An exciting new development of only 24 affordable homes available to buy with FairShare. Designed by renowned local architectural practice JNP architects, the focus of the design is contemporary affordability with each home boasting a high level of insulation that is aimed to keep heating costs to a minimum.

The Alden is a modern semi-detached home offering 1120sq ft of well panned accommodation. Each home will have gardens to front and rear with double car parking spaces to front

The location of St James Place is second to none, situated mid-way between Hillsborough and Moira, just off the main Hillsborough and Moira Road. The small hamlet of St James offers an excellent convenience of location with three of the Province’s main arterial routes; the M1; the A26/Airport Road and the A1 Sprucefield/Newry dual-carriageway all easily accessible.

St James itself offers an excellent modern primary school for those with young families, and is within the Lisburn and Banbridge/Dromore catchments for high schools. For shopping and local amenities residents can choose to avail of whats available in the historic village of Hillsborough or the bustling small town of Moira

Get help to buy this property with FairShare

FairShare is a shared ownership scheme for Northern Ireland. If you are trying to get onto the property ladder, but can’t get a big enough mortgage then FairShare might be for you.

Buy a share

If you are eligible for FairShare you could take your first steps into home ownership by buying a share of this property now, with the option to buy more, or all of the property when it suits you. The initial share that you buy must be between 50% and 90% of the property.

Rent a share

If you opt to buy a 50% share of this property, you will be required to pay rent on the remaining 50% share purchased by your FairShare partner. FairShare rent is set at 2.5% per annum (subject to annual review).


Typical monthly costs to buy a 50% share of The Alden, St James Place


Property price
Buy 50% share
Mortgage 5-yrs2
Monthly Costs

Example FairShare illustration above is based on: buying 50% share and renting 50% share of this property; 1 putting down a mortgage deposit of 10% of the value of the share being purchased; 2 taking out a first time buyer mortgage over a 25-year term with the rate of interest fixed for first 5 years at 3.49%; 3 FairShare rent charged: 2.5% per annum (subject to annual review). Terms and conditions will apply.

Where can I get a mortgage?

There are currently 3 major UK lenders providing mortgages for the FairShare shared ownership scheme - Halifax, Nationwide and Santander.

Get an idea of costs with FairShare

Use the FairShare calculator to get an idea of typical monthly mortgage and rent payments. Use the calculator to see the effect of different starter shares (50-90%), mortgage interest rates, mortgage terms and any deposits that may be required.

Use the FairShare calculator to work out typical monthly payments.

Who is my FairShare partner for this property?

Your FairShare partner for this property is Apex, one of 3 major housing associations in Northern Ireland - Apex and Clanmil - who are providing help for homebuyers through the FairShare shared ownership scheme.

Who pays for buildings and contents insurance?

Your FairShare partner will ensure that buildings insurance for this property is in place. You will be required to pay a small charge toward the cost of buildings insurance for your share of the property. However, it will be your responsibility to have appropriate contents insurance in place.

Low-cost buildings insurance provided by FairShare Partner

fairshare buildings insurance

Contents insurance responsibility of Homeowner

fairshare buildings insurance

Apply to buy The Alden, St James Place with FairShare

Enquire about this property today

We’re here to help. If you have any questions on how to proceed, just contact us.

Contact FairShare


The FairShare scheme requires that you use a repayment type mortgage. Interest only mortgages are not permitted with FairShare.

You should consult an independent financial adviser before committing to buy this property.

Property values can fall as well as rise.